Chapter 7 - State By State Comparisons

This chapter provides a description of each state’s program as it currently exists. Although substantial effort has been made to be as accurate as possible in these descriptions, they are no substitute for your thorough review of the materials available from the particular program you are interested in, including enrollment materials, the application form, and the master contract.

In addition to the general description, the "best" and "worst" features are described, along with a "5-Cap Rating" that assigns an overall rating to the program ranging from one cap (least attractive) to five caps (most attractive). Two ratings are provided, one for a resident of the state sponsoring the QSTP, and one for a nonresident (if the QSTP has no residency requirements). The 5-Cap Rating constitutes the subjective opinion of the author taking into consideration many of the items listed in the previous chapter. Any particular individual would likely weight these items differently from the author based on his or her own circumstances and preferences.

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